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Credit Manager - Enterprise Finance

  • Mumbai (Maharashtra)

Job ID : 4293

About Company

A leading RBI-registered NBFC that provides customized debt solutions and financing to mid-market enterprises and MSMEs across India.

Job Description

Key Responsibilities:

•    Assess credit proposals for mid and large corporate borrowers.
•    Analyze financial statements, cash flows, leverage, profitability, and repayment capacity.
•    Evaluate business, industry, management, and financial risks.
•    Conduct detailed credit underwriting and prepare credit assessment notes.
•    Analyze existing and proposed debt structures and repayment obligations.
•    Review banking conduct, financial performance, and key credit parameters.
•    Identify key risks and mitigants and recommend appropriate credit structures.
•    Work closely with Business, Credit, and other internal teams for credit evaluation.
•    Monitor the financial and credit performance of existing borrowers.
•    Ensure adherence to internal credit policies and risk parameters.

Preferred Background

•    Experience in non-NBFC lending, covering Manufacturing, Services, Construction, and other corporate sectors.
•    Candidates with exposure to Large Corporate or Mid-Corporate lending preferred.
•    Preference for candidates with CA / B.Com / Commerce background.
•    Candidates primarily handling SME lending or low-ticket portfolios (₹2–5 Cr) are not preferred.

Mandatory Requirement

Primary Job Profile : Credit

Technical Skills : Credit risk assessment, Credit underwriting, Enterprise Risk Management (ERM)

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Education Qualification

  • Chartered Accountant - Qualified CA

Job Type

Full Time

Overview

  • No. Of Vacancy

    1
  • Offered Salary

    15.00 - 16.00 Lac
  • Experience

    2 - 4
  • Industry

    Financial Services

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